Build your financial success with Modena

Earn passive income by buying Modena's loans claims and receive up to 10% revenue per annum. Get started in just 3 minutes with as little as 50 €.

Modena's features

Competitive earnings

Modena offers a platform where you can buy consumer loan's and Buy Now, Pay Later claims and earn 10% p.a on the investment.

Automatic payouts

You can set a percentage of the revenue that you earned on the platform that will be automatically paid out to your IBAN beginning of every month.

Buyback guarantee

Modena offers a buyback guarantee. All the loans that are over 35 days late will be bought back in full with accrued interest.

Start with 50 €

You can start on Modena's platform with as little as 50 €. It's always possible to increase the committed amount at any time later

Automatic Process

Once you have deposited the funds, the platform automatically buy claims arising from Modena's loans and Buy Now, Pay Later contracts.

User support

Modena commits to supporting their platform users with whatever topics or questions they might have. Our phone lines and email are always open to questions, suggestion and feedback.
Established
2019
Platform users
>350

Your money grows with us!

Your money grows over time with the power of compounding. The revenue you earn is automatically added to your portfolio, so you start earning interest on both your initial money and the revenue. Over time, this helps your portfolio to grow faster and faster.
Total contribution
125 000 €
Value in 2045
414 071 €
Initial amount
5 000 €
Monthly contribution
500 €
Time period
1Y
5Y
10Y
20Y
30Y
The interest rate used is calculated based on the historical average rates available on our platform.

How to earn revenue on modena.capital?

Modena offers a product called the Loan Vault. It is a secure and high yielding option for anyone to grow their Wealth with a peace of mind.When the users funds are deposited to the Loan Vault Modena will sell automatically to the user debt claims arising from Modena's issued financing to its customers.Once the user becomes the owner of the debt claim all the revenue that arises from that debt claims belongs to the user.Users can expect to earn up to 10% ROI p.a.

Risks and protection

Every investment carries some risk. It is important to for everyone to understand them and learn what actions has Modena taken to mitigated these risk. Read the risk statement policy here or book a free consultation with our head of support who will give you an comprehensive overview of Modena's risk policy.

How to start

Financial freedom is available to all who are willing to work for it. Take the first step and start today.
1
Register an Account

Begin by creating an account with Modena.

2
Verify your Identity

Complete the easy verification process in just 3 minutes, and you're all set.

3
Add Funds

Once registered, add your funds to the portal.

4
Assign funds to vault

Assign your added funds to vault to start your passive income journey.

Latest news
Update
2025 Q1 Business Update
With yet another successful quarter closed we are happy to share business update with our investors.
Article
Why now is the best time to invest in P2P lending
Interest rates at traditional banks are lower than ever. Inflation continues to eat away at savings. So, where can investors turn for better returns?
Article
How we keep your investments secure
We know trust is everything in finance. That’s why we’ve built Modena Capital with security and transparency at the core.
Your new horizon
Financial freedom is available to all who are willing to work for it. Take the first step and start today.
Office hours
Mon–Fri, 10:00–17:00 CET
Modena Estonia OÜ - Registry code 14820592
© 2025 Modena
Modena Estonia OÜ (“Modena”) is a licensed creditor in the Republic of Estonia acting under the supervision of the Financial Supervisory Authority of Estonia. No rights or obligations under any agreement concluded via this portal, nor any such agreement itself or any part thereof, nor any service obtained via this portal, shall be interpreted as constituting or involving services defined as any other type of licensed activity such as, for example, crowdfunding, credit intermediation, taking deposits or other repayable funds from the public, payment services, issuance of e-money, or investment services. Modena is not considered a crowdfunding platform operator, credit intermediary, credit servicer, credit institution, payment service provider, e-money issuer, investment firm, investment fund, or fund manager. The funds sent by the user are not deposits and are not subject to the Guarantee Fund Act.