At Modena Capital, our strategy has always been grounded in one core principle: keep it simple. We believe that managing wealth shouldn’t be a complex maze, but a clear, logical path to financial freedom.
Today, we are excited to announce significant developments in our product lineup. We have streamlined our offering into three distinct products, designed to give you full control over your money—whether your goal is maximum security, aggressive growth, or instant access.
Here is what is changing and what is coming next.
1. COMING SOON: Secure+ (Launching in January)
The biggest news is the upcoming launch of our brand-new product, Secure+, arriving this January. We designed this for investors for whom capital preservation is the absolute priority.
Secure+ is built to be robust enough for long-term, low-risk goals, making it a suitable option even for pension accumulation.
What makes Secure+ unique?
- 130% Real Estate Backing: Every loan in this portfolio is secured by real estate with a coverage ratio of 130%. This means the value of the collateral significantly exceeds the loan amount.
- Top-Tier Legal Protection: We are working with a leading law firm to engineer a “bulletproof” legal setup. This includes the appointment of an independent Security Agent.
- Total Separation of Risk: Secure+ assets are completely separated from Modena Capital’s standard business risks.
- Worst-Case Scenario Protection: In the unlikely event of a default or business failure, the Security Agent takes over. Their sole mandate is to liquidate the real estate collateral and guarantee that investors are repaid.
Secure+ is designed to provide peace of mind in a fluctuating market.
2. REBRANDED: ‘Fixed Term Vault’ is now ‘Growth Vault’
We have also revamped our existing portfolio. Our product formerly known as Fixed Term is now called Growth.
Why the change? The name Growth simply reflects the product’s purpose better. It offers the strongest yield in our lineup. It is the ideal choice for investors who are willing to lock in their capital for a set period to maximize their returns and see their wealth expand significantly.
3. TRIED & TRUE: Dynamic
The third pillar of our strategy remains Dynamic. This product is designed for liquidity. It allows you to hold capital that you might need on short notice. With Dynamic, you get fast access to your money, ensuring you are ready for life’s unexpected expenses or new opportunities, without letting your cash sit idle.
The Strategy: Your Money, Your Rules
With these updates, Modena Capital now offers a complete toolkit to manage your wealth according to your life stage and risk appetite:
- Secure+: Maximum safety and asset backing (Ideal for stability/pension).
- Growth: Maximum yield (Ideal for wealth accumulation).
- Dynamic: Maximum flexibility (Ideal for liquidity).
We are keeping the products simple, so you can focus on what matters—living your life while your money works for you.
Stay tuned—full details and the official launch of Secure+ are coming in January!
