About us

Modena offers payment, financing and investment platform according to the needs and wishes of the new tech-savvy generation.

We are Modena

Our products are meant to stand out for their vibrant design, engaging user experience and thrilling technology.

There are many ways to build and promote financial products – we focus on the feeling our user are left with after each interaction with us. After all, we are not in the finance business – we are in the people business.

Meet the minds of Modena

General Manager

Oliver Matt

Chief Financial Officer

Jan Reimann

Chief Marketing Officer

Chris Kiidemaa

Chief Technologist

René Oruman


Team size
15 +
Years combined Fintech experience
70 +

Our values

Our values are the foundation of everything we do, guiding our commitment to trust, responsible growth, and user-centered solutions. Each value reflects our mission to create a transparent, secure, and rewarding financial experience for all.

Transparency

We prioritize open and honest communication, ensuring that our terms, fees, and processes are clearly outlined for every user. Transparency builds trust, empowering customers and investors to make informed decisions.

Stable growth

We prioritize open and honest communication, ensuring that our terms, fees, and processes are clearly outlined for every user. Transparency builds trust.
secure-plus-investment-product

Security

Safeguarding user data is at the heart of our operations. We invest in advanced security measures and uphold strict privacy standards, ensuring that personal information is protected at all times.

User experience

We design our services with the user in mind, providing seamless, responsive support and intuitive solutions. Our goal is to create a positive experience that fosters trust, loyalty, and satisfaction.

Start earning now!

Company overview

Modena group offers it’s services via two subsidiaries:
Modena Estonia OÜ
Registry code: 14520592

A consumer lending company, registered in Estonia. Both companies have an operating license in their specific field granted by the Estonian FSA. The legal address for all Modena companies is Veerenni 38b, Tallinn, Estonia.

Modena Payments OÜ
Registry code: 16330975

A European payment institution, registered in Estonia. Both companies have an operating license in their specific field granted by the Estonian FSA. The legal address for all Modena companies is Veerenni 38b, Tallinn, Estonia.


A brief history

  1. Modena Estonia OÜ established October 2019
  2. Modena Estonia OÜ stars Buy Now, Pay Later services January 2020
  3. Modena Estonia OÜ gets consumer lending license August 2021
  4. Modena Payments OÜ established October 2021
  5. Modena Estonia OÜ first consumer credit contract signed December 2021
  6. Modena Payments OÜ gets European payment institution license May 2022
  7. Modena Estonia OÜ reaches 75 000 customers September 2024
  8. Modena Estonia OÜ 250 000th financing contract signed October 2024
  9. Modena.capital established November 2024

Recent financials

Financial year 2024
Issued financing
Issued financing
12 570 266,00 €
Revenue
Revenue
1 364 456,00 €
Net profit
Net profit
203 000,00 €