Dear Investors,
One week ago we sent out a survey concerning the future development of the platform. We are delighted to have received close to 50 replies to that survey and countless more ideas and suggestions over time via email. We have grouped all ideas by topic and added a short comment on if and when you should expect each item.
Top 5 most requested features
- Improved financial statements for investors.CEO’s comment: We are working on this. Both the income statement and cash‑flow statement will have a feature where you can trace every euro to the concrete contract where and when it came. The challenge is moving a huge amount of data from different systems to the platform, but our IT team is working hard on it. ETA: beginning of Q4 2025.
- More detailed quarterly insights on how Modena is performing.CEO’s comment: We will add more data in the upcoming quarterly updates concerning Modena’s financials.
- More options for Vault lock‑in periods (both shorter and longer).CEO’s comment: We are developing automatically renewing 12‑month vaults. We had not planned for 6‑month vaults, but since many have requested them, we will add this option to the development pipeline. Realistic ETA for both: Q4 2025 or Q1 next year.
- Refer‑a‑friend program.CEO’s comment: This is in the development roadmap and is planned for Q4 2025.
- Monthly summary emails for investors.CEO’s comment: This idea is at the top of the development roadmap and will be rolled out within the next 1–2 months.
Other ideas / suggestions
- 2FA login.CEO’s comment: We have already quietly rolled out this feature. Under your account settings, you can configure different login options. We have not yet made a public announcement since the FAQ and manuals are not finished. If you are familiar with 2FA, you may enable this feature now; if not, please wait another week while we prepare the public instructions.If you decide to enable the feature now:
- When enabling a password, this will be an additional login option alongside the one‑time magic email link.
- To use an authenticator app, you will also need to set up a password.
- Incentives for investors who invest larger amounts for longer periods.CEO’s comment: We are planning investor benefits categories based on investment size. ETA: Q1 2026.
- Improved auto‑payout functionality: (1) more features, (2) data explaining how payout numbers are calculated (e.g., reasons for month‑to‑month fluctuations).CEO’s comment: We have the auto‑payment calculation report in the development pipeline and are reviewing which features could and should be added.
- Faster cash‑out options.CEO’s comment: We offer two types of cash‑outs for the Dynamic vault. We are not sure if we can speed these up further – it’s mostly a legal issue – but we will explore this topic.
- Daily APR calculation.CEO’s comment: We will add this as part of the development scope for the enhanced financial statements.
- Access account data via API.CEO’s comment: At present, there are no plans to build such APIs. However, if there is demand for this feature, we may add it. If you would like to have this feature, please email us so we can gauge interest and plan accordingly.
- Dedicated tax report.CEO’s comment: This is in the development pipeline — ETA: Q4 2025.
- Possibility to log in with Mobile‑ID.CEO’s comment: We have focused on 2FA options with an app or passkey. There are no current plans for Mobile‑ID login.
- Possibility to set goals for Vaults.CEO’s comment: This is a good idea and we will consider it. Currently, every vault has an ID, but setting a goal might help in achieving financial targets.
– Oliver & the Modena Team
