It is very easy to get started. Just create an account, verify your identity and add money. Within 10 minutes you are ready to start earning on modena.capital.

By placing money you are buying debt claims from Modena. These debt claims are against consumers who have used some credit or buy now, pay later financing product from Modena.

When the consumer makes repayments for part of that repayment that gets credited to the investors’s account is principal and part revenue. Consumer repayments are imported daily to the system.

If the consumer fails to make repayments on time then Modena will rebuy the debt claims from you automatically. Depending on the debt claim type around 35 – 90 days after the consumer has failed to make a repayment.